QSR PAYMENTS

Speed at the counter. Margin at the close.

Fast taps, clean drive-thru flow, and processing built for high-volume, low-ticket, rush-hour reality.

\<2s
Typical tap time
Free
Terminal options
24/7
Merchant support
Speed at the counter

Every second is a lost car

A slow terminal backs up the line and burns the lunch rush. Small tickets also get crushed by flat-fee pricing: a $6 coffee on 2.9% + $0.30 gives up nearly 10% of the sale. Multiply that across thousands of transactions a week and the math gets loud. We place fast EMV and contactless hardware, match you to the pricing model that actually fits your average ticket, and fund nightly so cash flow matches your pace.

Recommended pricing model

The right program for this category

Primary recommendation

Cash Discount / Dual Pricing (0% processing)

Our first-choice program for this category.

If that's not a fit

Flat rate or Interchange-Plus if you don't want to pass the fee

Honest pass-through alternative — no surprise markups.

Small-ticket, high-volume operations lose the most to flat percentage pricing. Cash discount is the biggest save. If passing the fee isn't the right fit, flat rate or interchange-plus keeps things simple.

Recommended technology

Hardware, POS, and gateway matched to the category

Payment terminals

Valor VP550 or VP350 touchscreen countertop, Dejavoo QD3 or Clover Flex at the counter, Valor VL110 for drive-thru lanes.

Point-of-sale systems

KwickPOS offers true offline mode that keeps the line moving during network hiccups. rPower handles high-volume QSR and multi-location cleanly. Clover is the flexible alternative for simpler operations.

Gateway

NMI for online ordering and mobile order-ahead integrations.

Add-ons and integrations

Self-order kiosks (KwickPOS), digital menu board integration, mobile order pickup, loyalty program.

Compliance & protections

Category-specific safeguards

  • PCI-compliant hardware at no cost under qualifying programs
  • EMV and contactless default on every terminal
  • Next-day funding on Visa/MC/Discover
  • Correct MCC 5814 placement

Common questions

Does cash discount work on small tickets?

Yes — and that's where it saves the most. Flat percentage pricing punishes low-average-ticket businesses the hardest.

Can we run multiple lanes or terminals on one merchant account?

Yes. We provision as many terminals as you need on a single MID, with reporting rolled up across locations or lanes.

What happens during a network outage?

Every terminal supports store-and-forward for card-present transactions, so the line keeps moving even when the internet doesn't.

Ready for a real quote?

Send your last statement. A specialist returns the math and the program that fits your business — usually the same day.