Retail, grooming, and boarding — one account.
Appointment-friendly billing, food and supply retail, and pricing on everything from a chew toy to a boarding package.
Two businesses under one roof
A pet store that also grooms is really two businesses: retail (food, toys, supplies) and service (grooming, boarding, training). Those have different interchange categories, different tipping behavior, and different authorization patterns. Most processors price the whole account as generic retail and quietly lose you money on the service side. We structure the MID so each revenue stream is handled correctly — retail priced cleanly, grooming with proper tip handling, and recurring billing for boarding or wellness packages.
The right program for this category
Cash Discount / Dual Pricing (0% processing)
Our first-choice program for this category.
Interchange-Plus or Flat rate if you'd rather not pass the fee
Honest pass-through alternative — no surprise markups.
The retail side (food, supplies) runs clean on cash discount. The service side (grooming, boarding) benefits too, as long as tips are excluded correctly. If you'd rather absorb the fee on the service portion, interchange-plus keeps the pricing transparent.
Hardware, POS, and gateway matched to the category
Payment terminals
Dejavoo QD3 or Clover Flex at the retail counter, Valor VL110 for grooming-station checkout.
Point-of-sale systems
Clover, EposNow, or OctoPOS for the retail side, plus integration with your grooming or boarding platform (Gingr, PetExec, 123Pet). We work at the processor layer so the booking platform you already use stays in place.
Gateway
NMI for online booking deposits and wellness-plan recurring billing.
Add-ons and integrations
Tokenized card-on-file for standing appointments, subscription billing for wellness plans, loyalty integration.
Category-specific safeguards
- Correct MCC placement for combined retail and service (0742, 5995, 7299 as applicable)
- Tip and tax exclusion on the service portion of the account
- Tokenized card-on-file for standing appointments
- PCI support included
Common questions
Can we take both retail and grooming payments on the same terminal?
Yes, with a single MID structured to handle both. Reporting separates retail and service volume for bookkeeping.
Do you integrate with Gingr, PetExec, or 123Pet?
Yes, with most popular grooming and boarding platforms.
Can we charge for a no-show or late pickup?
Yes. Tokenized card-on-file supports authorized no-show and late-fee charges per your published policy.
Ready for a real quote?
Send your last statement. A specialist returns the math and the program that fits your business — usually the same day.