Pump, inside, and lottery — one clean account.
Pay-at-pump hardware, inside-store retail, and processing that handles every ticket type gas stations actually run.
Three revenue streams, one processor fighting you
Gas stations run fuel sales at the pump, inside-store retail, and often lottery or bill-pay services — each with its own authorization behavior, interchange category, and risk profile. Most processors handle fuel and retail as one generic account and quietly over-charge you on interchange. Pump outages turn into lost sales. And EMV-at-the-pump compliance deadlines have made most station owners rebuild their hardware at least once. We underwrite the whole station correctly — fuel, retail, lottery — and place the right hardware inside and out.
The right program for this category
Cash Discount / Dual Pricing (0% processing) on inside-store volume
Our first-choice program for this category.
Interchange-Plus on fuel (fuel has its own interchange category)
Honest pass-through alternative — no surprise markups.
Fuel has its own interchange pricing and doesn't fit the cash discount model cleanly. Inside-store retail does — cigarettes, snacks, drinks, lottery commissions. We split the account correctly so each revenue stream runs on the right pricing.
Hardware, POS, and gateway matched to the category
Payment terminals
Wayne pump dispensers with EMV-compliant card readers (forecourt), Dejavoo Z11 or Valor VP550 for the inside counter.
Point-of-sale systems
Clover or EposNow for inside-store operations; Wayne forecourt system for fuel management. We configure both sides to run on a single merchant relationship with split reporting.
Gateway
NMI for any loyalty or rewards programs that tie pump and inside-store purchases together.
Add-ons and integrations
Pay-at-pump EMV, forecourt-to-store integration, loyalty, lottery workflow support.
Category-specific safeguards
- Correct MCC 5541 (service station) and 5542 (auto-fuel dispenser) placement
- EMV pump and inside compliance
- Fuel-specific interchange routing
- PCI support included
Common questions
Do you support all the major pump brands?
Yes — Wayne is our primary forecourt partner, and we also support Gilbarco and Bennett. Your specialist will confirm the integration path for your specific pumps.
Can cash discount apply to fuel?
Fuel has its own interchange category and typically runs on pass-through pricing rather than the surcharge model. Inside-store sales are where the cash discount model commonly qualifies. Your specialist will walk through what qualifies before you sign.
What about lottery and bill pay?
Those are handled separately by the state or biller and don't run through your card processor. We focus on fuel and inside retail, where processing savings actually live.
Ready for a real quote?
Send your last statement. A specialist returns the math and the program that fits your business — usually the same day.