Built for regulated gaming.
Online gaming, skill-based games, fantasy sports, lottery, and licensed gambling operators — with jurisdiction-aware underwriting and advanced fraud detection.
Gaming is the highest-complexity category in high-risk
Online gaming and gambling sit at the intersection of regulatory complexity, fraud risk, and chargeback exposure. Jurisdiction rules change state-by-state and country-by-country. KYC and anti-money-laundering requirements are strict. Card-brand rules for gambling merchants are among the most specific in the payments industry. We work with licensed gaming operators, place accounts with specialty banks that handle the category, and configure KYC, fraud detection, and chargeback tools to meet the requirements of whatever jurisdictions you operate in.
The right program for this category
Interchange-Plus with specialty underwriting
Our first-choice program for this category.
Custom pricing based on volume, ticket size, and jurisdiction
Honest pass-through alternative — no surprise markups.
Gaming and gambling carry the highest underwriting complexity in the high-risk space — jurisdiction rules, KYC requirements, chargeback controls, and carrier policies all vary. We build the account around your specific vertical (online, in-person, skill-based, fantasy, etc.) with transparent pricing and advanced fraud tools.
Category-specific safeguards
- Correct MCC placement (7995 for gaming as applicable)
- Licensing-aware underwriting (state gaming commissions, foreign regulators)
- KYC and AML workflows integrated at account signup
- Advanced fraud detection and chargeback management
Common questions
Are you licensed in my state?
We don't license the gaming operator — you do. We underwrite your payment account and place it with a bank that supports gaming in the jurisdictions where you're licensed to operate.
Can you handle international players?
Yes, with proper account structure. Multi-currency and cross-border gaming accounts are supported on our specialty platform.
What about skill-based games or fantasy sports?
Those are different regulatory categories from traditional gambling and often have different underwriting paths. Your specialist will walk through what fits your specific product.
Ready for a real quote?
Send your last statement. A specialist returns the math and the program that fits your business — usually the same day.